Credit Reports & Ratings Articles


Consumers with Bad Credit Should Repair Their Scores
The credit crunch has taken its toll on consumers everywhere. Even those individuals who used to have good credit scores have seen them begin to slip away. read more

Do Not Get Scammed by Credit Repair Agencies
There are plenty of companies out there advertising that they will repair your credit. Some of them are honest and some of them are not. It is important to learn how to recognize legitimate credit repair agencies. read more

Four Success Factors To Improve Your Credit Score
Most people are unaware of the importance of improving credit scores. If your credit score is bad, then there are many simple but not well-known ways to raise it. read more

Good Credit Ratings Lead to Savings and Money in Your Pocket
Good credit has a way of creating wonderful opportunities for those consumers who have it. Why shouldn't it? After all, what's the point of having good credit if you can't do anything with it? read more

Information On First Time Credit History And How To Establish One
Establishing your first time credit history can be a daunting task. Credit is needed for everything in life. First time credit history and how to establish one is not necessarily as difficult as you may think. read more

No Credit History - Here is How You Can Establish One
Your credit history determines the credit terms you can obtain. One of the best things you can do for your credit history is to take a few minutes to learn how to build a positive credit history. read more

Online Identity Theft Protection
Many people want to know about online identity theft protection measures as they believe the Internet is the favorite place for identity thieves to collect their personal data. read more

Steps to Good Credit
What you need to do to fix bad credit and get back to financial freedom and good standing. read more

Unsecured Loans - Credit Scores and Income
What influence does your current level of income and credit score have on getting approved for an unsecured loan? Does it make any difference? Unsecured loans don't use collateral so your income and your credit score are going to come into play. Find out what you should know before applying for new funds. read more

Using Credit Cards to Improve Your Credit Score
It seems like everyone has a credit card or two these days that they can use to purchase all sorts of items from furniture to electronics to jewelry and more. Is that all they are good for though? Will having your name on a credit card or two make any kind of difference at all in any other areas of your life besides spending power? read more

Using Credit Cards to Improve Your Credit Score
It seems like everyone has a credit card or two these days that they can use to purchase all sorts of items from furniture to electronics to jewelry and more. Is that all they are good for though? Will having your name on a credit card or two make any kind of difference at all in any other areas of your life besides spending power? read more

Why Credit Ratings Matter
Many people have bad credit ratings simply because they fail to realize just how much credit ratings impact their lives. It is important to gain a proper understanding of how credit ratings work. read more